Investment Loans
Saving large sums of money every month for investing is out of reach for most people – in the same way that paying one lump sum for a home is beyond our means. One alternative is borrowing to invest – exactly the same way most Canadians purchased their homes and turned it into their biggest and most important asset.
Our three lending partners, Manulife Bank, AGF Trust and B2B Trust, offer a variety of loan options to investors for the purchase of AIC mutual funds. To learn more about borrowing to invest, talk to your financial advisor today.
Manulife Bank investment loan options
Quick Loans of $10,000 to $50,000 – Investors can receive up to $50,000, enabling them to invest in a wide variety of non-registered AIC mutual fund investments without worrying about a margin call. There are no set-up fees.
Multiplier Loans of $50,000 to $150,000 – For every dollar pledged by the investor, they receive up to three dollars more, enabling them to invest in a wide variety of non-registered AIC mutual fund investments. There are no set-up fees.
AGF Trust investment loan options
3 For 1 No Margin Loan – For every dollar pledged by the investor, they receive up to three dollars more, enabling them to invest in a wide variety of non-registered AIC mutual fund investments without worrying about a margin call. There are no set-up fees.
2 For 1 Margin Call Loan – For every dollar pledged by the investor, they receive up to two dollars more, enabling them to invest in a wide variety of non-registered AIC mutual fund investments. There are no set-up fees.
B2B Trust investment loan options
100% Investment Loan – Investors can borrow amounts ranging from $10,000 to $250,000 for the purchase of eligible non-registered AIC Funds.
3 For 1 Investment Loan – For loans up to $100,000, fast funding makes executing a financial plan easier. For each dollar pledged, investors receive an additional three dollars for the purchase of eligible non-registered AIC Funds.
2 For 1 Investment Loan – Investors can borrow amounts ranging from $10,000 to $250,000 for the purchase of eligible AIC Funds. For each dollar pledged, investors receive an additional two dollars for the purchase of eligible non-registered AIC Funds.
1 For 1 Investment Loan – Investors can borrow amounts ranging from $10,000 to $250,000 for the purchase of AIC Funds. For each dollar pledged, investors receive an additional dollar to invest in eligible non-registered AIC Funds.
Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. The purchase of mutual funds using borrowed money (i.e. leverage) magnifies the gain or loss on the cash invested. Investors considering a leveraged purchase of mutual funds should be aware that a leveraged purchase involves greater risk than a purchase using personal cash resources only. The extent of that risk will vary depending on the circumstances of the investor and the type of mutual fund purchased. If you borrow money to purchase mutual funds, your responsibility to repay the loan and pay interest as required by the loan's terms remains the same even if the value of the mutual funds purchased declines. Before investing, read the prospectus and speak to a financial advisor.
