Despite the fact that Canadians are among the highest taxed people in the industrialized world, many of us don’t bother to plan for the taxation of our investment portfolio.

Why not? Some think that nothing can be done. Some aren’t sure what can be done. Others are convinced that after-tax returns aren’t important – that pre-tax returns are what really count. This is where tax-smart investing® – and this booklet – come in.

Tax-smart investing does matter. We’ll show you why. And there are a number of strategies that you can use, starting today, to minimize the tax you pay year after year.

The first step in becoming a tax-smart investor is to understand that pre-tax returns do not matter the most. Focusing on after-tax returns is critical. You see, after-tax returns are the only type of returns you can spend, or reinvest. After-tax returns are those investment returns you’re entitled to keep after the government has taken its share.

Tax-smart investing is all about choosing investments and developing investment strategies to legally minimize the government’s share of your returns, and to keep more for yourself.

How can you become a tax-smart investor? It’s easier than you might think.

^®Tax-Smart Investing is a registered trademark of Kurt Rosentreter, licensed to AIC Limited.