Advanced RRSP strategies

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Advanced RRSP strategies

There’s no doubt that registered retirement savings plans (RRSPs) form part of most Canadians’ retirement savings.

In our previous bulletin, we discussed the basics of RRSPs, including the concept of earned income, contribution limits, and carryovers. This bulletin focuses on specific RRSP strategies for giving your RRSP the boost it may need while ensuring that your total investment portfolio is as tax efficient as possible.

Topics covered include:

Borrowing for your RRSP contribution
Contributions in kind
Employer-direct RRSP contributions
Swapping with your RRSP
Locked-in RRSPs
Making spousal contributions
RRSP refunds

To learn more about these advanced RRSP strategies, talk to your financial advisor and ask for a copy of the AIC Tax-Smart bulletin, Advanced RRSP strategies.

Advisors, log in to AIC Advisor Online to get the full bulletin.

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Advanced RRSP strategies