AIC Tax and Estate Planning Group

Saving For Retirement
RRSPs - The Basics
There are essentially two significant benefits that make contributing to an RRSP a worthwhile component to your overall financial plan. The first is the immediate tax savings resulting from a contribution to an RRSP. The second major benefit of contributing to your RRSP is the tax-deferred savings. Read more »
 
Advanced RRSP Strategies
There’s no doubt that registered retirement savings plans (RRSPs) form part of most Canadians' retirement savings.This bulletin focuses on specific RRSP strategies for giving your RRSP the boost it may need while ensuring that your total investment portfolio is as tax efficient as possible. Read more »
 
Investor Learning Centre - RRSPs
There are significant benefits that make contributing to an RRSP a worthwhile component to your overall retirement plan. Read more »
 
The Great Debate: Are RRSPs Passé?
There has been a debate going on in financial circles in Canada in recent days. The question? Is it better to save for your retirement using a non-registered (or open) investment account, or should you still use the tried and true registered retirement savings plan (RRSP)? Read more »
 
Interactive Tools
RRSP Catch-up Loan Calculator
Try our RRSP Catch-up Loan calculator and discover benefits for investors who choose to borrow now to save for the future. Read more »
 
A Tale of Two RRSPs
Your RRSP is the single most effective tool available to help you save for your retirement. Using this interactive tool, discover how five basic investment strategies can enhance the growth of your RRSP. Read more »
AIC RRSP Loan Programs - Maximize Your RRSP Potential
AIC Funds - AGF Trust
On January 15, 2007 AIC announced a new agreement with AGF Trust to offer investors the opportunity to invest in the AIC Funds - AGF Trust RSP Loan Program. This new program offers investors more choice this RSP season when investing in AIC mutual funds.Read more »
AIC Funds - B2B Trust
With the AIC-B2B Trust RRSP Loan Program, you can add more to your retirement fund quickly and easily. AIC together with B2B Trust offers you a great loan program that enables you to obtain an RRSP loan quickly and easily so you can buy any of AIC's mutual funds. Read more »
Group RRSPs
AIC Group RRSPs

Tax Advantages
For Canadians who have no company pension plans, a combination of the Canada Pension Plan (CPP), Old Age Security (OAS) and their personal savings must be relied upon to fund their retirement years. Read more »
Employees: Save as You Earn
Contribute on a regular basis through payroll deduction to reduce taxable income for each pay period. Read more »
Employers: Your Guide to Benefits
  • No set-up or administration costs
  • Easy administration
  • Positive employee relations

Tax-Smart Investing   |   Personal Tax Planning   |   Estate Planning   |   Saving For Retirement

The AIC Tax and Estate Planning Group is a group of tax professionals employed by AIC Limited. This group provides tax information, support, and advice to financial advisors and their clients across Canada. Contact your financial advisor today.

Tax-Smart Investing® is a registered trademark of Kurt Rosentreter, licensed to AIC Limited.


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In a country like Canada, where taxes can be almost 50% of your taxable income, saving taxes should always be a priority.

At AIC, our investment approach incorporates tax planning to minimize your investment tax bill each year. This approach to maximize your after-tax returns is evidenced by our commitment to tax-smart education, a strong corporate philosophy grounded in tax minimization and our tax-smart investment products.

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AIC believes in maximizing after-tax wealth (i.e. your bottom-line cash flow). We are proud of being Canada’s tax-smart investment manager and a committed educator of Canadians in matters of investing, tax planning and an integrated tax-smart investment approach.



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